Illustrative Demo Property

42 Stonebrook Ridge

Wilton

$2.095M

score 58

Asking

$2,095,000

$419/sf

All-in monthly

$16,581

mortgage, tax, ins, heat, commute

Commute

104 min

via Demo station

vs comps

1.05×

median $399/sf

5bd · 4.5ba · 5,000sf · 2.24ac · built 1991 · 61 DOM

Residential street

Stonebrook Ridge

8.4k cars/day

off Ridgefield Road

Open house Sat, Aug 15 · 12:00pm2:00pm

full priceRoom to negotiate

Handsome 1991 colonial on wooded acreage with pool, but asking 28% above town appraisal on a 61-day listing with original systems and no comps context—overpriced for the market.

Bottom line: Tour only if willing to negotiate hard below $1.85M; oil heat, unfinished basement, and aging mechanical systems are real costs. Without sold comps data, valuation is opaque; this feels like a seller-optimistic ask on a property that reads well but has been sitting.

What's right

  • + Excellent bones & curb appeal: Newly roofed, re-landscaped, stone walls, mature trees, quiet forest setting. Exterior reads well-maintained.
  • + Spacious wooded lot: 2.24 acres, private, good buffer from neighbors and road (residential street, light traffic).
  • + Pool & amenities: In-ground pool with fence, three-car garage, five bedrooms, large central common areas (great room with fireplace, formal dining).
  • + Central AC confirmed: Town record confirms system; three-zone distribution supports comfort.

What's wrong

  • Overpriced vs. town appraisal: Ask is $459k (28%) ABOVE town appraisal of $1.64M. Without sold comps, cannot confirm market supports this premium.
  • 61 days on market is a yellow flag: Not stale yet, but price has not moved comps at asking—suggests listing agent or seller is holding above-market.
  • Oil heat & mechanical complexity: Visible boiler, oil tank, hydro-air three-zone system = ~$3–4k/yr in oil costs, future boiler/tank replacement ($15–20k), environmental scrutiny on older septic+well.
  • Systems aging, unfinished basement, kitchen/baths dated: Mechanics visible in photos show 1991–2000s vintage; no major updates since kitchen refresh ~2005 (20 years). Basement is raw concrete. Cosmetic refresh ≠ mechanical modernization.
Price4/10
Condition7/10
Location7/10
Systems6/10
Land8/10

If you make a move

Open at $1,654,000 (-21.1% vs ask) · walk above $1,925,000

What the photos show

Read from all 18 listing photos — finishes era: Original 1991 colonial with early 2000s kitchen refresh; systems and finishes read mid-2000s overall · condition 8/10

Kitchen

Early 2000s remodel: honey-oak cabinetry, granite countertops, black stove/appliances, tile backsplash, island with seating. Dated but solid—not modern, not tired. Black appliances and oak trim feel 15+ years old.

Baths

Primary bath: spa-grade with soaking tub in bow window, dual vanities, decorative tile trim, heated floors inferred from luxury finishes. Guest baths appear updated to match kitchen era. Fixtures and tile suggest early 2000s refresh, well-maintained.

Yard

2.24 wooded acres mostly sloped and tree-covered, but front shows manicured lawn and driveway. Pool sits on relatively flat cleared area. Significant stone walls (new-looking dry-laid fieldstone) suggest recent landscape work. Usable lawn is modest for the acreage; balance is forest and buffer.

Curb appeal

Excellent: cedar-shingle and clapboard center-hall colonial with new composite roofing (tan/beige shingles appear recent), fresh landscaping with mature shade trees, new stone entry walls, circular driveway, well-proportioned facade. House reads newer than 1991 exterior due to roofing and hardscape refresh. Approach is stately and quiet.

Visible issues

  • Pool deck concrete shows moderate cracking and settling (aging infrastructure)
  • Kitchen appliances black-faced, dated aesthetic vs stainless trend
  • Bathrooms are updated but tiled/finished in early-2000s style, not 2020s
  • Oil tank and boiler/HVAC system visible in mechanical room—oil heat adds operational cost and environmental scrutiny
  • No recent permits on file; kitchen and primary bath appear refreshed but unrecorded, raising minor title/appraisal questions

Missing at this price point

  • No updated basement finishing (5000 sqft of living area does not typically include unfinished basement at this price point, but photos show raw floor—opportunity or cost concern)
  • No visible standby generator (storm resilience; not critical but expected at $2M+ in Fairfield County)
  • No solar or other alternative energy systems (minor given oil dependence and roof age)
  • Laundry is not integrated into primary suite (no en-suite washer/dryer, though not always critical)
  • Kitchen still reads early 2000s, not modern/chef-grade (typical for this vintage refresh timing)

Where the $16,581/mo goes

Mortgage$10,804
Taxes$2,329
Heat$562
Commute$441
Maintenance$1,746
Insurance$698

Taxes shown are the current owner's bill — after Wilton's next revaluation they could rise ~$654/mo.

Change the offer, rate or down payment

Also worth knowing

  • Oil heat — ask tank location/age/insurance
  • Sits just off Ridgefield Road, a through route — check from the yard how much you hear it
  • 8,400 vehicles a day measured on Ridgefield Road within 130m (CT DOT, 2024) — the street itself is quiet, but that traffic is in earshot
  • Cut 8.7% from $2,295,000 (2 changes since 2026-06-11)

Each of these becomes a question on the Tour tab — underlined terms explain themselves.

Central AC

Yes

Schools

#11 of 166

Sewer / water

Septic / Well

Flood zone

X

Listing remarks

A five-bedroom center hall colonial set back on 2.24 wooded acres, with an in-ground pool, a walk-out lower level and a three-car garage. Interiors are largely original to 1991 with a kitchen refresh in the early 2000s. Oil-fired hydro-air with three-zone central air. Private well and septic.